Justin on the panel of Boring Money webinar for the Over 40s Club: Investing
Justin was the retirement planning specialist on the panel of Boring Money’s Investing webinar for their Over 40s Club, hosted by Holly Mackay.
Latest scam alert - Fake texts link to a cloned Post Office website
From 1st January 2022, inheritance tax reporting requirements have been reduced for 90% of estates that require probate, but don’t have an IHT liability. These are known as excepted estates.
Probate and Inheritance Tax – which estates are exempt from HMRC reporting?
From 1st January 2022, inheritance tax reporting requirements have been reduced for 90% of estates that require probate, but don’t have an IHT liability. These are known as excepted estates.
The perilous decline of long-term investing - From Visual Capialist
I endorse a buy and hold investment strategy, like Warren Buffet. But as of June 2020, we’ve seen a decline in long term investing with the average holding period down to just 5.5 months, as Visual Capitalist explains.
Snow shaker predictions for the markets (and the investor) in 2022
2022 follows the most shocking and terrifying couple of years for investors since the Global Financial Crisis of 2008-09. In this article I explore market predictions for the New Year and why what matters most is investor behaviour.
A Teachable Moment: Let the compounding proceed, uninterrupted
Reflecting on Alan Greenspan’s ‘irrational exuberance’ speech in 1996, Justin looks at how not even a central banker can predict the stock market. Get invested, stay invested and ignore the market noise.
Justin King receives award for fixed fee financial advice from Boring Money Advice Awards 2021
Offering fixed fee retirement planning advice is a crucial part of how we work. When people come to us to looking for help to understand their finances and create a plan for their retirement, the most important thing is getting clarity about their financial future.
VIDEO: Reducing a shortfall in your State Pension entitlement
Find out how to best reduce a shortfall in your State Pension forecast, so that you can take action now.
How to interpret your State Pension forecast
So you've got hold of your State Pension forecast but what does it all mean? This video helps you to interpret your state pension forecast
How to obtain your State Pension forecast
Your State Pension may be a key piece of your retirement income jigsaw, but getting hold of an entitlement forecast is not straightforward. Here’s how to do it step by step.
VIDEO: Everything you should know about State Pensions in the UK
Everything you should know about State Pensions in the UK so you understand what you’re entitled to when you reach State Pension age.
Justin King’s podcast shortlisted for Best Personal Finance Podcast award
Justin King’s podcast The Retirement Café has been shortlisted in the Investing Reviews Awards 2021, as one of the Best Personal Finance Podcasts
The latest scam targeting the over 60s
Action Fraud, the national reporting centre for fraud and cybercrime has reported that over £10 million has been lost by victims to courier fraud since the start of this year.
A big Budget with high tax consequences
Last Wednesday, Rishi Sunak announced the government’s tax and spending plans for the year ahead. It was bold, promising £75bn of funding for certain sectors over the next few years, some of which had already been announced.
A simple, clever WhatsApp scam to watch out for
Debbie was surprised to receive a WhatsApp message from a number she didn’t recognise. The sender said it was her daughter and that she had lost her ‘phone, so this was her new number.
Red Bull Racing's unwavering dedication to the win.
The scale of the operations at the Red Bull Racing factory is mind-blowing. During our tour, we saw the 3D printer churning out parts, as the workshop operated around the clock.
The future of the pensions lifetime allowance
One of the subtle tax increases introduced in the March 2021 Budget was a freezing of the pensions lifetime allowance until April 2026 at its 2020/21 level of £1.0731m. Like any freezing of an allowance, it is designed to produce extra tax as inflation and/or economic growth drag more taxpayers over the fixed threshold.
Master your sleep to be more calm & alert when awake
For over a decade I struggled to fall asleep. I'm not completely sure that I understood the trigger for my problem, as I used to fall asleep just fine, but I know that whatever I tried didn't seem to work. The more I tried, the worse my sleep became.
How seriously should investors take inflation?
Inflation has been on the rise recently in the UK and around the world. Is this rise transitory, as central bankers are saying it is, or persistent and therefore cause for concern?
Investing for children or grandchildren – the Child SIPP and JISA
47% of grandparents increased their investing contributions for their grandchildren over the past year. They are big fans of investing accounts like Child SIPPs and the Junior Stocks and Shares ISA.