Navigating the care system
Paying for care is thought to be the second biggest financial commitment that we make during our lifetime, after taking out a mortgage.
Journey to Ironman
Last year I watched my wife Kathy complete a half Ironman triathlon in foul weather in Weymouth. The children and I didn’t arrive in time to see her swim…
Assessing mental capacity
As we age, there are a number of occasions where we may need to check whether someone has still got the mental capacity to make a decision,
Don’t fade away in retirement, thrive!
I recently interviewed journalist and author, Celia Dodd on The Retirement Café Podcast, about her most recent book, 'Not Fade Away: How to thrive in retirement’
Why buying a vineyard could save IHT
There's been quite a lot going on in the financial world in recent weeks, so here's a run down of some of the most up to date stories in the media today.
Investing explained: Asset allocation
A commonly used term - but what does it really mean? So, asset allocation. It's so ingrained in how we manage our clients' investment portfolios,
My experience of caring for people with dementia
Mary Jordan's mother-in-law was suffering from dementia. But because she wouldn't visit the doctor, Mary resorted to reading books…
Giving you space to talk about money in a way you’ve never talked about it before
A real financial planner Most people don’t hire a financial planner in retirement because they can’t work out what to do themselves,
Grow older but don’t slow down – as the IRONGRAN is doing
At the age of 50, Eddie Brocklesby decided to run her first half marathon. Until that point, she'd done little running, and her exercise regime…
The investing dilemma for retirees, with Professor Elroy Dimson
Plan to spend your final pound on your final day on Earth The dilemma for impending retirees and retirees is this: that an ideal financial plan…
Employee Ownership Trust – exiting your business whilst leaving a legacy
After many years running the business he founded, you may be ready for a change of direction. Maybe you are planning your retirement…
Thousands expected to be in breach of pensions Lifetime Allowance
Are you at risk of facing a 55% tax charge? New analysis* published in March by mutual insurer Royal London has shown, for the first time,
Frozen tax thresholds pull more into tax traps
A growing number of top rate tax payers With the start of a new tax year, attention naturally turns to making the most of allowances…
The Court of Protection: When Powers of Attorney go wrong
What happens if you lose mental capacity without a Power of Attorney Only 7% of the UK population currently has a Power of Attorney in place.
How to plan with confidence for later life, with Jane Finnerty of SOLLA
Why more complex retirements require a different approach to planning The retirement landscape is changing. No longer can people reply…
How a Core Secure Income can bring peace of mind in retirement
From an interview with ex-FCA regulator, Rory Percival Most people seek peace of mind in retirement. This can be delivered in a number of ways,
Understanding the Residence Nil Rate Band
Pass on more of your wealth to your family tax free About the Residence Nil Rate Band The new residence nil rate band (RNRB), introduced from April 2017…
Choosing the right care home for your needs
The scale of the care home need 410,000 people live in care homes in the UK today. It is predicted there will be a 36% increase in the number,
Contributing to a family member’s pension
Did you know it is possible to contribute to someone else’s pension? This is particularly useful if you have already maximised your pension contributions,
Pension contributions after retirement – How could you benefit?
Did you know you can still contribute to your private pension even if you’ve stopped working or retired? Not only can you contribute but you can also receive,